Riggs CHC employs a Certified Indiana Navigator who can assist you in selecting the insurance plan that is right for you and your family!

To receive assistance from our Certified Indiana Navigator:

Call 765-742-1567 and ask to make an appointment with our Certified Indiana Navigator

To ask questions about the Marketplace or the process of applying for health coverage, please e-mail info@riggshealth.com

Health Insurance

To be considered covered under a valid insurance plan; you must be enrolled in one of the following:

⦁ Any Marketplace plan, or any individual plan you may already have
⦁ Any employer plan (including COBRA plans, with or without "grandfathered" status)
⦁ Retiree health plans
⦁ Medicare
⦁ Medicaid
⦁ Children's Health Insurance Program (CHIP)
⦁ TRICARE (for current service members and military retirees, their families, and survivors)
⦁ Veterans health care programs (including the Veterans Health Care Program, VA Civilian Health and Medical Program (CHAMPVA), and Spina Bifida Health Care Benefits Program) ⦁ Peace Corps Volunteer plans
⦁ Self-funded health coverage offered to students by universities for plan or policy years that begin on or before Dec. 31, 2017
⦁ Please refer to the official list at healthcare.gov for a current/updated list
⦁ Please refer to the current exemptions at healthcare.gov to see requirements for healthcare insurance exemptions.

The Health Insurance Marketplace

The Marketplace (also known as the health insurance "exchange") was designed to help people with no health coverage choose and enroll in a plan online, over the phone, or in person (paper application).

Open Enrollment

⦁ The deadline for 2016-2017 open enrollment at healthcare.gov was January 31, 2016
⦁ There are NO deadlines when applying for Medicaid, HIP or CHIP (Children's Health Insurance Program). These programs can be applied for throughout the year.
⦁ After the open enrollment deadline ends, you will not be able to get 2017 coverage unless you qualify for a special enrollment period with a maximum of 60 days following certain life events such as marriage, birth of a child, or loss of other health coverage, etc.

Assistance from a Navigator

⦁ Certified Indiana Navigators are individuals who help Hoosier insurance consumers complete health coverage applications on the federally-facilitated Marketplace (healthcare.gov) or state-based insurance affordability program applications (such as Medicaid, the Children's Health Insurance Program ("CHIP"), or the Healthy Indiana Plan ("HIP") - dfrbenefits.in.gov).
⦁ An individual that meets the definition of “navigator” under Indiana Code 27-19-2-12 must become certified as an Indiana Navigator with the Indiana Department of Insurance ("IDOI").
⦁ If you don't have coverage in 2017, you will be charged a 2.5% penalty on your income, or $695 per adult ($347.50 per child) - whichever is higher. This penalty is assessed when filing income tax.